Moving to Puerto Rico for Tax Benefits?

Hi, I’m Richard Santana. Your trusted Puerto Rico real estate expert. I help U.S. buyers like you find the perfect home and navigate the tax benefits of relocating to Puerto Rico.

  • Over 110+ successful relocations helping clients maximize Puerto Rico’s tax incentives.

  • Personalized guidance through every step — no pressure, no confusion

  • Learn about what ACT 60 is and how you can benefit from it.

Confidently Secure Your Financial Future in Puerto Rico

Feeling unsure about where to start or what steps to take?

Our Puerto Rico Real Estate Consultation is designed to help you identify the best options, understand the tax incentives, and make a confident move toward your new life.

In this session, you'll get:

  • A full review of your financial goals, family needs, and lifestyle preferences.

  • Clear guidance on Puerto Rico’s tax benefits and how to qualify.

  • Personalized property options suitable for your situation.

  • Actionable next steps to make your move seamless and stress-free.

  • Exclusive resources for laywers, CPAs and more.

Understand Your Options Before Deciding

Our Puerto Rico Tax & Residency Strategy Session provides you with the clarity you need before taking your next step. You’ll gain a comprehensive understanding of the tax benefits, residency requirements, and investment opportunities—without any pressure or long-term commitments.

In this session, you'll receive:

  • Clear guidance through a straightforward process that respects your schedule and financial goals

  • Personalized recommendations tailored to your family’s needs and future plans

  • Transparent explanations of Puerto Rico’s incentives and legal considerations so you can make informed decisions

Make informed decisions & start with clarity.

Simple, Supportive, and Stress-Free Strategy Session

We make understanding Puerto Rico’s tax incentives and residency options easy, approachable, and stress-free. Our Residency Session is designed to seamlessly fit into your schedule, providing you with meaningful insights without pressure or complicated jargon.

In this session, you'll receive:

  • Clear guidance through a straightforward process that respects your time and financial goals

  • Personalized recommendations tailored to your family's needs and future plans

  • Transparent explanations of Puerto Rico’s incentives and legal requirements so you can confidently move forward

Let's have that free strategy session & teach you about ACT 60

Meet The Team

Ricky Santana

Managing Partner & Lead Broker

Founding Broker and Managing Partner of The Colectivo Group, and Puerto Rico’s #1 top-producing Realtor on MLS since 2022. With over $215 million in recorded MLS sales since 2022,

Valeria Santana Rivera

Business Development Manager / Realtor

Bringing a new perspective, Valeria Santana Rivera embodies the upcoming generation of real estate professionals while incorporating her business development skills in the evolution of The Colectivo Group’s agency.

Mónica Gotay

Realtor

Monica found her true calling in real estate where she could best serve her clients by guiding them through one of the important investments of their lives.

Frequently Asked Questions

What is Act 60, and how does it help me reduce my U.S. tax burden?

Act 60 is a powerful tax incentive program in Puerto Rico that allows high-income individuals and entrepreneurs to significantly lower their federal and local taxes by establishing bona fide residency on the island. It offers exemptions and reduced rates on passive income, capital gains, and business income, making it one of the most attractive tax strategies globally.

Who qualifies for the Act 60 tax incentives?

To qualify, you must become a bona fide resident of Puerto Rico, which involves relocating your primary residence, spending at least 183 days per year in Puerto Rico, and meeting certain requirements like donating $10,000 annually to a local nonprofit (for individuals). Business owners must also relocate their operations to the island.

What are the key tax benefits for individuals under Act 60?

100% tax exemption on passive income such as dividends and interest.

0% capital gains tax on the appreciation of assets after moving.

5% flat rate on capital gains from stocks, crypto, and other assets.

No federal income tax on Puerto Rico-sourced income (Section 933).

What benefits are available for businesses under Act 60?

4% corporate income tax rate on Puerto Rico-sourced income.

100% exemption on dividends paid from Puerto Rico income.

Exemptions of 50–75% on property and municipal taxes.

Tax credits up to 50% for R&D activities.

Full sales and excise tax exemption for manufacturers on equipment and raw materials.

Small businesses (<$3M revenue) enjoy 100% property and municipal tax exemptions for the first 5 years.

How long do I have to act to take advantage of Act 60 benefits?

The benefits are available through 2035, but they require proactive planning and relocation. The sooner you move and establish residency, the more you can save on taxes and benefits.

Beyond tax savings, what else does Puerto Rico offer?

Puerto Rico offers a tropical Caribbean lifestyle with U.S. protections, luxury beachfront real estate, modern healthcare, top-tier education, and a welcoming community of professionals. It’s an ideal place for high-net-worth individuals seeking both financial advantages and a high-quality lifestyle.